Get the Best Mortgage in Portugal With Expert GuidanceFinding the right mortgage in Portugal can be confusing, especially for international buyers. Our trusted mortgage broker partners make the process easy, stress free, and completely tailored to your needs. With access to the entire Portuguese mortgage market, they help you secure the most competitive rates, explain every step clearly, and handle the paperwork so you can focus on finding your perfect property.Whether you are buying your first home, an investment property, or relocating to the Algarve, Lisbon, or beyond, our team ensures you have the right mortgage in place at the right time — giving you confidence and peace of mind. Talk to our mortgage experts Our Mortgage SolutionsWe offer a comprehensive mortgage service designed to fit your financial needs and make your property purchase in Portugal smooth and worry free. Through our trusted mortgage broker partners, you’ll have expert help securing the right loan quickly and confidently. Compare Multiple LendersWe help you review mortgage options from a wide selection of leading Portuguese banks, saving you time and ensuring you get the best deal available. Tailored Mortgage OffersEvery proposal is customized to your financial situation and objectives, giving you access to the most competitive and relevant products on the market. Guidance from Start to FinishOur team supports you through the entire process — from gathering documents and submitting your application to getting final approval — so nothing is left to chance. Clear and Honest CostsYou’ll see a full breakdown of interest rates, fees, insurance, and all other costs upfront, so you can budget confidently with no hidden surprises. Up to Date Market InsightsWe keep you informed with the latest rates, trends, and lending conditions, so you can make decisions based on the most current information. Quick and Hassle Free ApplicationWith our brokers managing the process, you can complete your application efficiently and move forward with your property search without unnecessary delays. Talk to our mortgage experts Why You Should Get Pre Approved Before Viewing PropertiesGetting your mortgage pre approved before you start viewing homes in Portugal is one of the smartest steps you can take. Many buyers begin their property search without knowing exactly how much they can borrow or what monthly payments to expect. This often leads to wasted time, missed opportunities, and frustration when they fall in love with a home only to realize it’s out of reach.With a pre approval in place, you know your exact budget, what rates and terms you qualify for, and what monthly payments you’re comfortable with. This gives you the confidence to focus only on properties within your reach and make quick, informed decisions in a competitive market like the Algarve or Lisbon.Being pre approved also shows sellers and agents that you are a serious buyer who is ready to proceed. This can strengthen your position in negotiations and even help you secure a better price. Our mortgage brokers will guide you through the pre approval process, making it fast and simple so you can move forward with clarity and confidence. Talk to our mortgage experts Why Work With Our Mortgage Brokers: They speak your language and handle all communication with the banks, translating everything clearly so you always understand your options. They guide you on exactly which documents you need to prepare before submitting your application, avoiding unnecessary delays and back and forth with the bank. Their service is completely free of charge — you pay nothing for their expertise and support. They respond quickly and keep the process moving, ensuring you get approved as fast as possible without endless waiting. They respond quickly and keep the process moving, ensuring you get approved as fast as possible without endless waiting. They save you time, stress, and money by managing the process end to end while always keeping your best interests in mind.FrequentlyAsked QuestionsFind answers to commonly asked questions about our solutions, the process of living, investing, financial and tax planning to thrive while domiciled in Portugal. Speak with a mortgage broker How much can I borrow as a foreign buyer in Portugal?Most banks in Portugal will lend up to 70 percent of the property value for non-residents and sometimes more if you are a resident. Our mortgage brokers help you understand exactly how much you can borrow based on your income, residency status, and the property type. What documents do I need to apply for a mortgage in Portugal?To apply for a Portuguese mortgage, you’ll need proof of income, tax returns, bank statements, identification documents, and information about the property you want to buy. Our brokers give you a clear checklist upfront so you can prepare everything correctly. Can I get a mortgage in Portugal if I’m not living there?Yes. Many of our clients are non-residents or expats buying property in the Algarve, Lisbon, or other regions. Portuguese banks regularly lend to international buyers, and our brokers make the process seamless even if you’re not physically in Portugal. How long does it take to get a mortgage approved in Portugal?On average, it takes 3 to 6 weeks to get mortgage approval once your application and documents are submitted. With our brokers managing the process and communicating with the bank, we often help clients secure approval faster. Are your mortgage broker services really free?Yes. Our mortgage broker partners offer their service free of charge, as they are compensated by the banks. You get expert advice, full support, and the best rates without paying anything extra.